Terms of Service

1. Acceptance of Terms

By accessing or using NP Ledger ("Service"), operated by 70Ware LLC ("we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Service.

2. Description of Service

NP Ledger is a cloud-based nonprofit fund accounting platform that provides bookkeeping, financial reporting, Form 990 preparation assistance, and related tools. The Service is designed for use by nonprofit organizations and their authorized representatives.

3. Account Registration

To use the Service, you must create an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You must notify us immediately of any unauthorized use.

4. Subscription and Payment

Certain features require a paid subscription. Subscription fees are billed in advance on a monthly or annual basis through Stripe, our third-party payment processor. You authorize us to charge your payment method for all fees due. Subscriptions renew automatically unless canceled before the renewal date. Refunds are handled on a case-by-case basis.

5. Acceptable Use

You agree to use the Service only for lawful purposes related to nonprofit accounting and financial management. You may not:

• Use the Service to process transactions for for-profit commercial purposes.
• Attempt to gain unauthorized access to the Service or other users' data.
• Upload malicious code, viruses, or harmful content.
• Violate any applicable law or regulation.
• Resell or redistribute the Service without written permission.

6. Data Ownership and Portability

You retain ownership of all data you enter into the Service ("Your Data"). We do not claim ownership of Your Data. You may export Your Data at any time using the built-in data export feature. Upon account termination, we will retain Your Data for 90 days to allow retrieval, after which it may be permanently deleted.

7. Data Security

We use commercially reasonable measures to protect Your Data, including encryption in transit (TLS) and at rest. The Service is hosted on Google Cloud Platform (GCP) in the United States. While we strive to protect Your Data, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

8. AI and Automated Features

The Service includes AI-powered features (AI Help, Voice Entry) that provide suggestions and assistance. These features are tools to aid your work, not professional accounting or tax advice. You are responsible for reviewing and verifying all AI-generated content before relying on it. We are not liable for errors in AI-generated suggestions.

9. Form 990 Assistance

The Service provides tools to assist with Form 990 preparation, including auto-mapping and worksheet generation. These tools do not constitute tax advice. You are responsible for the accuracy of your tax filings. We recommend consulting a qualified tax professional for filing decisions.

10. Service Availability

We strive to maintain high availability but do not guarantee uninterrupted access. We may perform scheduled maintenance with reasonable notice. We are not liable for service interruptions caused by factors beyond our control.

11. Limitation of Liability

To the maximum extent permitted by law, 70Ware LLC and its officers, directors, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunities arising from your use of the Service. Our total liability for any claim shall not exceed the amount you paid for the Service in the 12 months preceding the claim.

12. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

13. Indemnification

You agree to indemnify and hold harmless 70Ware LLC from any claims, damages, or expenses arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

14. Termination

Either party may terminate the agreement at any time. You may cancel your subscription through the billing management page. We may suspend or terminate your account for violation of these Terms with reasonable notice. Provisions that by their nature should survive termination shall survive.

15. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes via email or through the Service. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

16. Governing Law

These Terms are governed by the laws of the State of Tennessee, United States, without regard to conflict of law principles. Any disputes shall be resolved in the courts located in Tennessee.

17. Contact

For questions about these Terms, contact us at support@70ware.com.